best way to use citi thankyou points

For Citi Premier cardholders, points are worth 1.25 cents each. Earn points for every dollar you spend with a Citi credit card and then redeem for rewards. Almost every day, we see people struggle with trying to use the points they've earned, and getting frustrated in the process; or they redeem the points in a way that others consider sub-optimal. Keep in mind that you transferred those points at a 1:12 ratio, meaning that the $100 gift card is costing you 100,000 Shop Your Way points, or ~8,333 Citi ThankYou points (given the 1:12 transfer ratio). To use ThankYou Points towards your mortgage, call Citi customer service at 1-800-THANKYOU (1-800-842-6596). This is where the specific card you have will dictate the value you receive. While you'll get a fixed value of 1.0 cent per point when redeeming points through the Citi ThankYou travel portal (or 1.25 cents with the Citi Premier card on airfare), some transfer partners and redemption options can give you a value of up to 4.0 cents per point or more! My Citi Prestige is up for renewal and I need to decide whether to keep it and how to make sure my Thank You points don't expire. If I’m going to need to use these points, I’d need an exit strategy . One way to use your ThankYou points is to go through the Citi Travel Center. The easiest, but sometimes least valuable way, to use Citi ThankYou Points is through the Travel Center. In other words, this is a way to get 1.2 cents of value per ThankYou point when redeeming for gift cards, rather than the typical one cent per point directly through Citi ThankYou. What is your favorite way to use Citi ThankYou points? Best Citi credit cards for earning ThankYou points Not all Citi credit cards will give you access to the rewards program. Compared to “Shop Looking for merchandise? ThankYou points can be redeemed for things like gift cards, travel, and cash — but cardholders will find the most value by transferring their points directly to one of Citi’s airline partners. The Points Guy shares that you redeem for … The Citi ThankYou credit cards make it easy to quickly earn thousands of ThankYou points, especially if you travel frequently and have a Citi checking account to earn bonus points. 1. Keep reading to The most optimized way to use Thankyou Points is to transfer to airline miles that you happen to have a usage. Citi does make it pretty easy to product change your way around so you could downgrade and then later upgrade when you’re ready to use the points, but it isn’t easy and compelling to keep the ability to transfer to partners. Points redeemed on gift cards are worth 1 cent each. You can still shop for merchandise using ThankYou Points. You will be able to redeem your points for a certain amount, depending on what kind of card you have. Citi Thank You points expire 60 days after you close your credit card that earned them. Citi ThankYou points will never expire as long as you have a Citi Prestige card, Citi Premier card, Citi Rewards+ card, Citi Rewards+ Student Card, AT&T Access Card From Citi, or Double Cash card. You will have 30 days from account closing to use your Citi ThankYou points if you choose to close all Citi ThankYou accounts. Best Ways to Use Your Expiring Citi ThankYou Points by Barrett If you’re like me and sometimes forget to take advantage of your perks from your rewards programs, here’s a crash course on the best deals when redeeming your Citi ThankYou points. With the Citi ThankYou ® Preferred Card, Citi Premier service mark Card and Citi Prestige ® Card you can earn points quickly so you can redeem for the rewards that mean the most to you. Another way to use your ThankYou points is to book your travel through the Citi Travel Center. Below are our top picks for consumer card options for earning ThankYou points. Credit Card Insider receives compensation from advertisers whose products may … The 10xTravel team is going to share how they would use 100,000 Citi ThankYou Points to book some amazing trips. ThankYou Pay with Points You can use Citi ThankYou Points to pay for spending in seven categories: Dining Grocery stores Clothing/department stores Gas Utilities Entertainment Drugstores This isn’t a good way to use your If you have a Citi ThankYou Premier card you can redeem Often, the most valuable and flexible way to redeem ThankYou points for travel rewards is to transfer them to one of Citi’s travel partners. With Citi, points associated with a card expire in 60 days after you cancel it, even if you’ve transferred those points to another Citi ThankYou card. Easy to Earn With a Citi ThankYou Rewards credit card, you won't have any trouble earning ThankYou Rewards points on everyday spending with boosted rewards on bonus categories like travel, restaurants, and … Best for: People who are willing to use this card for everyday spending to rack up rewards points. See where you can go with ThankYou® Points. Next up is finding the best way to redeem Citi Thank You points! Citi will then send checks directly to your mortgage servicer. Transferring Citi rewards points to airline partners is often the best way to maximize the value of Citi ThankYou points. Citi is a TPG advertising partner. We don’t typically recommend redeeming Citi ThankYou Points for cash back, because often points are only worth 0.5 cents each when used that way. The most effective way to use Citi ThankYou points is transferring them to a partner airline to book award airfare, so you need a Citi Prestige® Card or Citi … Use the Citi ThankYou® Rewards program for great rewards every day. Which program is best suited to your travel style, Citi ThankYou Points or Amex Rewards? While mortgage payments are a lesser-known award In the Travel Center, your points have a fixed value. [Featured Image: Wikimedia/Carlos Delgado] Holly Johnson Holly Johnson is a financial expert and award-winning writer whose obsession with frugality, budgeting, and travel plays a central role in her work. This is the best way for you to use your ThankYou points that come with the highest-value rewards up to $0.06 per point. Citi Rewards+ Card is the perfect credit card for those who like to use plastic for every single purchase, big and small. Best Use of Citi ThankYou Points – Airline Transfers by Drew Macomber September 12, 2014 12 Citi has some new airline partners, so I thought I’d take a second to explain some of these new partners. The best value using TYP here, is having a Citi Prestige, and use the TYPs to book travel on AA. With Citi ThankYou® Rewards you can earn ThankYou® Points and redeem them for great rewards like gift cards, electronics and travel rewards. Last week I worked on the Best Way to Maximize American Express Points and now it’s time to move on to the Citi points. Editor’s note: This is a recurring post, regularly updated with new information. One If you have Premier or Prestige card, do not ever redeem gift card or purchase merchandise from reward center. This short guide describing some of the ways you can use the Citi ThankYou points (TYP). We have lots of points from the Citi ThankYou® Preferred Card – Bonus Point Offer and the Citi ThankYou® Preferred Card . Transferring ThankYou points Most of Citi’s transfer ratios are a straightforward 1:1, with a transfer time ranging from instantly to about one week. While redeeming your ThankYou points for gift cards isn’t exactly a great value, it’s the only way you’ll want to use your points for purchasing merchandise. Citi Rewards+ Card 2 ThankYou points per $1 spent at supermarkets and gas stations (on up to $6,000 in purchases per year). Earn points using your Citi ThankYou Card. The 44,000 TYPs you get for signing up for the Prestige will buy you $704 worth of AA flights and $585.20 towards all other flights. Pay with points or shop with points. For example, a Citi ThankYou Premier card can Make every purchase more rewarding. 2) Citi travel portal - The ThankYou Travel Center is home to Citi’s direct options to book travel with points. Anna Zaks Anna Zaks Citi ThankYou program has a good range of transfer partners. Disclaimer: This post contains references to products from our advertisers. If additional time is On average, you’ll receive $0.15 apiece when you transfer towards a … Here's a look at what each program does and doesn't offer. Citi ThankYou Points can be redeemed for gift cards or travel rewards. 1 ThankYou point per $1 spent on all other purchases. Now that Citi has made cash back from the Citi Double Cash transferable to ThankYou points at a 1:1 ratio, you can now effectively earn 2 ThankYou points per dollar on all spend, with the optionality of converting to ThankYou points later – or redeeming for the cash whenever you choose. Due to inactivity, your session will expire in 2 minutes. This post contains … To make sure you’re getting the most value out of your points, pick the right Citi card for you and consider prioritizing travel rewards. Least valuable way, to use your ThankYou points a fixed value earn ThankYou® points redeem... All other purchases rewards you can earn ThankYou® points and redeem them for great rewards gift. 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